Vacancies: 86 · Posts: 5 · Type: Regular · Mode: Online · Fee: ₹850/₹175 · Apply: 16 June–06 July 2026 · Salary: ₹75,000–₹1,40,000+/month (indicative) · Selection: Scrutiny + Online Test (tentative) + Interview · Location: All India (transferable)
Bank of Baroda has opened a targeted recruitment for 86 experienced credit and relationship professionals in its Corporate and Institutional Credit (C&IC) department. This is not a general banking drive — it specifically seeks officers who already understand corporate credit appraisal and client relationship management in banks or NBFCs.
The bank released Advertisement No. BOB/HRM/REC/ADVT/2026/10 on 16 June 2026. Online applications are open from 16 June to 6 July 2026. Selected candidates will handle large and mid-corporate credit proposals or manage institutional relationships across India.
This recruitment stands out because it demands proven credit experience (3–8 years, depending on grade) and a minimum CIBIL score of 680 at joining. Fresh graduates or candidates without relevant banking credit exposure should look elsewhere. The roles come with standard PSU bank pay scales, a 1-year probation, and a 3-year service bond of ₹5 lakh.
Also Read: RBI Young Professional Recruitment 2026 – Apply by Email for 12 Specialised Posts in Mumbai
Candidates willing to serve anywhere in India and comfortable with corporate credit work will find this a strong opportunity in one of India’s largest public sector banks.
Who Should Apply? (Quick Eligibility Check)
- CA / CMA / CS / CFA or Post Graduate in Finance (with Graduation in any discipline) + 3 years credit experience → Manager – Credit Analyst (4 posts)
- CA / CMA / CS / CFA or Post Graduate in Finance + 6 years credit experience (including corporate/MSME) → Senior Manager – Credit Analyst (38 posts) or Senior Manager – C&IC Relationship (36 posts)
- CA / CMA / CS / CFA or Post Graduate in Finance + 8 years experience (including 5 years in large/mid corporate credit appraisal) → Chief Manager – Credit Analyst (1 post) or Chief Manager – C&IC Relationship (7 posts)
- Candidates with a clean credit history (CIBIL ≥ 680 at joining) and ready for pan-India transferable posting.
Note: Clerical experience does not count. Experience of less than 6 months in any organisation as on 1 June 2026 is generally not considered unless it is part of current employment.
About Bank of Baroda & Why This Role Matters
Bank of Baroda – Overview
Bank of Baroda is a leading public sector bank under the Ministry of Finance, Government of India. Headquartered in Vadodara (Baroda), Gujarat, it operates thousands of branches and offices across India and internationally. It is one of the largest banks in the country by assets and customer base, with a strong focus on corporate banking, digital transformation, and credit growth in recent years.
Why Candidates Search for Bank of Baroda Jobs
Bank of Baroda offers the stability of a government-owned bank with competitive pay scales revised under bipartite settlements. Officers enjoy structured career progression through internal exams and promotions, along with benefits like NPS, medical facilities, and leave entitlements typical of PSU banks.
However, postings are transferable across India, and early years often involve field or branch-level work even in specialist roles. The 3-year service bond with a ₹5 lakh penalty adds a commitment element that some candidates find restrictive. Work pressure in corporate credit can be high during appraisal cycles.
Why is this C&IC Recruitment attractive:
- Specialised roles in high-value corporate credit and relationship management.
- Direct entry at MMG/S-II to SMG/S-IV grades for experienced professionals.
- Standard PSU bank pay with allowances and perquisites.
- Opportunity to work in one of India’s major public sector banks with pan-India presence.
The SahisarkariJobs.in Analyst’s Take – Is This Bank of Baroda C&IC Role for You?
This is a strong opportunity for mid-career credit professionals who already have hands-on experience in corporate or institutional lending. With 38 Senior Manager – Credit Analyst posts alone, the volume is decent for a specialist drive. It suits candidates who prefer domain-focused work over general banking or exam-heavy selections like IBPS SO.
Best-fit profile: CA, CMA, CS, CFA, or MBA-Finance graduates with 3–8 years of verifiable credit appraisal or relationship experience in public/private/foreign banks or NBFCs. Those currently handling mid or large corporate proposals will have a clear edge.
Who should skip: Freshers, candidates with only retail or MSME lending experience (for higher grades), or anyone unwilling to serve in any part of India. If you lack recent credit-related work or cannot meet the CIBIL threshold, your application is likely to be rejected at a later stage.
Practical tip: Document your credit experience precisely — mention deal sizes, sectors appraised, and specific responsibilities. Vague experience certificates are a common rejection reason in such specialist recruitments. Since selection may involve an online test with heavy Professional Knowledge weightage, revise core credit concepts, financial analysis, and regulatory guidelines.
Compared to IBPS SO (which is largely exam-driven and open to a broader pool), this Bank of Baroda drive is more experience-gated and interview-oriented. It is less competitive for the right profile but unforgiving for those who do not match the exact credit exposure criteria.
Quick Overview – Bank of Baroda C&IC Recruitment 2026
- Organisation: Bank of Baroda (BOB)
- Sector: Banking & Insurance
- Recruitment / Exam Name: Corporate and Institutional Credit (C&IC) Recruitment 2026
- Post / Trade / Exam Name(s): Manager – Credit Analyst, Senior Manager – Credit Analyst, Chief Manager – Credit Analyst, Senior Manager – C&IC Relationship, Chief Manager – C&IC Relationship
- Total Vacancies: 86
- Job Location / Exam Centre: All India – transferable posting anywhere in India
- Job Type / Nature: Regular – Officer cadre (MMG/S-II to SMG/S-IV)
- Approx. Salary: ₹75,000–₹1,40,000+/month in-hand (indicative, depending on grade and posting city)
- Apply / Register Between: 16 June 2026 to 6 July 2026
- Apply Online: Through the Bank of Baroda official career portal (registration opens 16 June 2026)
- Notification PDF: Download Bank of Baroda C&IC Recruitment 2026 Notification PDF from the official website
- Official Portal: www.bankofbaroda.bank.in (Career section)
Important Dates – Bank of Baroda C&IC Recruitment 2026
| Event | Date |
|---|---|
| Notification Release Date | 16 June 2026 |
| Online Registration Starts | 16 June 2026 |
| Last Date to Apply & Pay Fee | 6 July 2026 |
| Online Test (if conducted) | To be notified |
| Result / Merit List (Tentative) | To be notified |
What Is the Application Fee? – Bank of Baroda C&IC Recruitment 2026
| Category | Application Fee | Notes |
|---|---|---|
| General / EWS / OBC | ₹850 + payment gateway charges | Inclusive of GST |
| SC / ST / PwBD / ESM / DESM / Women | ₹175 + payment gateway charges | Inclusive of GST |
Payment Mode: Online only through the designated payment gateway on the application portal. Fee is non-refundable.
Also Read: RBI Young Professional Recruitment 2026 – Apply by Email for 12 Specialised Posts in Mumbai
How to Apply for Bank of Baroda C&IC Recruitment 2026? (Step-by-Step)
- Visit the official Bank of Baroda career portal when registration opens on 16 June 2026: Check the exact apply link on www.bankofbaroda.bank.in/career.
- Register as a new user or log in with your credentials.
- Select “Recruitment for Corporate and Institutional Credit (C&IC) Department 2026 – Advt. No. BOB/HRM/REC/ADVT/2026/10”.
- Fill in personal, educational, experience, and category details carefully. Mention the exact post(s) you are applying for.
- Upload scanned documents (photo, signature, certificates) in the prescribed format and size. Need to resize? Use our Photo & Signature Resizer.
- Pay the application fee online and submit the form.
- Download and print the application form and fee receipt for future reference.
Common Mistakes to Avoid
- Applying without verifying the minimum CIBIL score requirement (680 at joining) — the bank checks credit history strictly.
- Submitting vague or incomplete experience proof — clerical or non-credit roles are not counted.
- Ignoring creamy layer rules for OBC or failing to upload a valid Income & Asset Certificate for EWS.
- Missing the exact last date for fee payment — registration is complete only after successful payment.
- Assuming selection is only interview-based, an online test with the Professional Knowledge section (150 marks) may be conducted.
Bank of Baroda C&IC Recruitment 2026 – हिंदी में जानकारी
बैंक ऑफ बड़ौदा ने कॉर्पोरेट एंड इंस्टीट्यूशनल क्रेडिट (C&IC) विभाग में 86 अधिकारी पदों के लिए भर्ती निकाली है। यह भर्ती मैनेजर, सीनियर मैनेजर और चीफ मैनेजर ग्रेड में क्रेडिट एनालिस्ट और रिलेशनशिप रोल्स के लिए है।
पद और रिक्तियां: कुल 86 पद — क्रेडिट एनालिस्ट (मैनेजर 4, सीनियर मैनेजर 38, चीफ मैनेजर 1) और C&IC रिलेशनशिप (सीनियर मैनेजर 36, चीफ मैनेजर 7)।
योग्यता: किसी भी विषय में ग्रेजुएशन + फाइनेंस में पोस्ट ग्रेजुएट डिग्री/डिप्लोमा या CA/CMA/CS/CFA। साथ में क्रेडिट क्षेत्र में 3 से 8 साल का अनुभव (पद के अनुसार)।
उम्र सीमा (1 जून 2026 को): मैनेजर के लिए 25-30 वर्ष, सीनियर मैनेजर के लिए 28-35 वर्ष, चीफ मैनेजर के लिए 32-42 वर्ष। आरक्षित वर्गों को छूट मिलेगी।
आवेदन: ऑनलाइन, 16 जून 2026 से 6 जुलाई 2026 तक। बैंक की आधिकारिक वेबसाइट पर जाकर आवेदन करें।
चयन प्रक्रिया: आवेदन जांच, ऑनलाइन टेस्ट (संभावित), साइकोमेट्रिक असेसमेंट और इंटरव्यू। फाइनल मेरिट प्रदर्शन पर आधारित।
वेतन: MMG/S-II से SMG/S-IV स्केल के अनुसार, भत्तों सहित अच्छा इन-हैंड वेतन। पूरी डिटेल नोटिफिकेशन में देखें।
जरूरी: CIBIL स्कोर कम से कम 680 होना चाहिए। पैन इंडिया ट्रांसफरेबल पोस्टिंग। 1 साल प्रोबेशन और 3 साल का सर्विस बॉन्ड (₹5 लाख)।
आधिकारिक नोटिफिकेशन PDF डाउनलोड करें और सावधानी से आवेदन करें।
Who Is Eligible for Bank of Baroda C&IC Recruitment 2026? – Education, Age & Domicile
1. Nationality, Domicile & Basic Requirements
- Must be a citizen of India (certain categories of Nepali, Bhutanese, Tibetan refugees, and persons of Indian origin from specified countries are also eligible with an eligibility certificate).
- No specific domicile requirement — open to candidates from all states.
- Willingness to serve anywhere in India is mandatory (transferable posting).
- Minimum CIBIL score of 680 required at the time of joining.
2. Educational Qualification (Common for All Posts)
Graduation in any discipline AND Post Graduate Degree/Diploma with specialisation in Finance (or equivalent) OR Professional qualification: CA / CMA / CS / CFA.
Qualifications must be from recognised universities/institutions.
Cut-off date for qualification: As per notification (experience calculated as on 1 June 2026).
3. Age Limit (as on 1 June 2026)
| Category | Minimum Age | Maximum Age | Age Relaxation / Notes |
|---|---|---|---|
| General (UR) | As per the post | As per the post | No additional relaxation |
| OBC (NCL) | As per the post | Post max + 3 years | +3 years |
| SC / ST | As per the post | Post max + 5 years | +5 years |
| EWS | As per the post | As per the post | Same as UR |
| PwBD | As per the post | Post max + 10/13/15 years | +10 years (Gen), +13 (OBC), +15 (SC/ST) |
Post-wise Age (General):
- Manager – Credit Analyst: 25–30 years
- Senior Manager (both streams): 28–35 years
- Chief Manager (both streams): 32–42 years
Examples:
- ✅ A 34-year-old OBC candidate born on 10-05-1992 — eligible for Senior Manager posts (within 28–38 after +3 relaxation).
- ❌ A 36-year-old General candidate born on 15-03-1990 — not eligible for Senior Manager posts (exceeds 35-year limit).
Use our Age Eligibility Calculator to check instantly.
4. Additional Eligibility
- Minimum 3–8 years post-qualification experience in credit appraisal/processing or relationship management in banks/NBFCs/FIs (exact requirement varies by post).
- Experience in the clerical cadre does not count.
- CIBIL score ≥ 680 at joining (strictly enforced).
5. Reservation & PwBD Suitability
Reservation as per Government of India norms (category-wise vacancies published post-wise). No reservation for Ex-Servicemen in officer cadre for this recruitment. PwBD candidates are eligible with applicable age relaxation.
What Is the Salary? – Pay Scale & Benefits – Bank of Baroda C&IC Recruitment 2026
Simplified Monthly Salary Slip (Indicative In-Hand)
Pay follows the banking industry bipartite settlement scales.
| Grade/Scale | Basic Pay (Starting) | Approx. In-Hand (Metro/X-city) | Approx. In-Hand (Other locations) |
|---|---|---|---|
| MMG/S-II (Manager) | ₹64,820 | ₹75,000 – ₹85,000 | ₹68,000 – ₹78,000 |
| MMG/S-III (Sr. Manager) | ₹85,920 | ₹95,000 – ₹1,10,000 | ₹88,000 – ₹1,00,000 |
| SMG/S-IV (Chief Manager) | ₹1,02,300 | ₹1,15,000 – ₹1,40,000+ | ₹1,05,000 – ₹1,25,000 |
Figures are indicative based on current DA rates (~55%), HRA (10–30% by city class), and standard deductions (NPS 10%, professional tax, etc.). Actual in-hand varies with posting city, tax slab, and bank policies.
Use our Bank Salary Calculator to estimate your exact take-home.
Additional Benefits
- Dearness Allowance, House Rent Allowance, City Compensatory Allowance, and other allowances as per bank rules.
- NPS (National Pension System) contribution.
- Medical facilities, leave travel concession, and other perquisites applicable to the officer cadre.
- Probation: 1 year of active service.
- Service Bond: Minimum 3 years from joining or pay ₹5 lakh in lieu.
How Are Candidates Selected? – Bank of Baroda C&IC Recruitment 2026
Selection may include multiple stages depending on the number of applications:
- Application Scrutiny — Shortlisting based on eligibility and experience.
- Online Test (Tentative) — If conducted: 150 questions, 225 marks, 150 minutes. Sections: Reasoning (25), English (25), Quantitative Aptitude (25), Professional Knowledge (75 questions, 150 marks). Qualifying sections with no negative marking.
- Psychometric Assessment / Group Discussion (if conducted).
- Personal Interview — Minimum 60% for General, 55% for Reserved categories.
- Final Merit — Based on performance in the stages conducted. Tie-breaker: older candidate ranked higher.
The bank reserves the right to modify or skip any stage.
What Documents Are Required? – Bank of Baroda C&IC Recruitment 2026
At Document Verification / Interview / Joining:
- Printout of the online application form and call letter.
- Proof of Date of Birth and educational qualifications (all mark sheets + degree).
- Experience certificates clearly mentioning designation, duration, and nature of duties (credit-related).
- Valid photo ID (PAN, Passport, Driving Licence, Voter ID, or Aadhaar).
- Caste/Category certificate (OBC non-creamy layer, EWS Income & Asset Certificate, SC/ST, PwBD).
- NOC from current employer (if in government/PSU/quasi-government service).
- Any other document as specified in the call letter.
⚠️ Document Alert Specific to This Recruitment: CIBIL report and credit history will be verified. Any adverse report or default can lead to rejection even after selection. Keep your credit profile clean before applying.
Probation, Bond & Service Conditions
- Probation Period: 12 months (1 year) of active service.
- Service Bond: Candidates must serve the bank for a minimum of 3 years from the date of joining or pay ₹5 lakh in lieu of completing the bond period.
- Posting Liability: Selected officers are liable to be posted anywhere in India at the bank’s discretion. No choice of posting is guaranteed.
What Happens After Selection? – Bank of Baroda C&IC Recruitment 2026
- Selected candidates receive provisional offer letters from Bank of Baroda.
- Document verification, background checks (including CIBIL score), and medical examination at designated centres.
- Candidates sign the service bond agreement (3 years or ₹5 lakh penalty).
- Induction and role-specific training (duration as per bank norms).
- Posting at the allotted location anywhere in India (transferable role).
- Confirmation in service after successful completion of 1-year probation, subject to performance and conduct.
Important Links – Bank of Baroda C&IC Recruitment 2026
| Description | Link |
|---|---|
| Official Website | Bank of Baroda Official Website |
| Career / Apply Online Page | Check the Bank of Baroda Career Section(opens 16 June 2026) |
| Notification PDF | Download the Bank of Baroda C&IC Recruitment 2026 Notification PDF from the official career page |
| Result / Merit List | To be published on the Bank of Baroda website |
FAQs – Bank of Baroda C&IC Recruitment 2026
Q1: What is the last date to apply for Bank of Baroda C&IC Recruitment 2026?
A: 6 July 2026. Applications and fee payment must be completed by this date. No extensions announced.
Q2: What is the age limit for Bank of Baroda C&IC posts?
A: Varies by post — 25–30 years for Manager, 28–35 years for Senior Manager, and 32–42 years for Chief Manager (as on 1 June 2026). OBC gets +3 years, SC/ST +5 years, and PwBD additional relaxation.
Q3: Is there an exam for Bank of Baroda C&IC Recruitment 2026?
A: Possibly. If conducted, there will be an online test with a heavy Professional Knowledge section (150 marks). It is qualifying in nature for some sections. Final selection includes an interview.
Q4: What is the salary of Bank of Baroda C&IC officers?
A: Starting in-hand approximately ₹75,000–₹85,000 for MMG/S-II, ₹95,000–₹1,10,000 for MMG/S-III, and higher for SMG/S-IV (metro posting). Use our Bank Salary Calculator for precise estimates.
Q5: Can final-year students apply for Bank of Baroda C&IC Recruitment 2026?
A: No. You must possess the required qualification and experience as on the cut-off date mentioned in the notification.
Q6: Is the Bank of Baroda C&IC post a permanent government job?
A: Yes, it is a regular officer post in a public sector bank with probation of 1 year and confirmation thereafter, subject to rules.
Q7: Can candidates from other states apply for Bank of Baroda C&IC Recruitment?
A: Yes. This is a pan-India recruitment. No state domicile is required, but you must be willing to serve anywhere in India.
Q8: Where will I be posted if selected for the Bank of Baroda C&IC role?
A: Anywhere in India. Posting is transferable at the bank’s discretion. First posting can be in any zone or branch as per requirement.
Q9: What is the service bond in Bank of Baroda C&IC Recruitment 2026?
A: Selected candidates must serve for a minimum of 3 years or pay ₹5 lakh in lieu. This is a standard clause for many specialist officer recruitments in PSU banks.
Q10: Is the CIBIL score really checked for Bank of Baroda C&IC posts?
A: Yes. A minimum CIBIL score of 680 is mandatory at the time of joining. Adverse credit history can lead to rejection at any stage, including after offer.
Q11: How does this compare with IBPS SO or other bank specialist officer recruitments?
A: Unlike IBPS SO (largely exam-based and open to broader eligibility), this drive is more experience-focused with domain-specific credit requirements. It suits professionals already working in corporate credit rather than exam-oriented candidates.
Final Checklist – Is This the Right Job for You?
- You have the exact educational qualification (Graduation + Finance PG or professional qualification) and the required years of credit experience.
- Your CIBIL score is 680 or above (or you can improve it before joining).
- You are comfortable with a 3-year service bond of ₹5 lakh.
- You are ready for a pan-India transferable posting.
- You understand that selection may include an online test with significant Professional Knowledge weightage.
📄 Source: Official notification released by Bank of Baroda on 16 June 2026 under Advertisement No. BOB/HRM/REC/ADVT/2026/10. All details sourced from the official notification.
