Vacancies: 1033 · Posts: 1 designation · Type: Public Sector Bank · Regular (probation 6 months) · Mode: Online · Fee: ₹600 (SC/ST/SEBC/PwBD/ESM) / ₹800 (others), excluding GST · Apply: 07 November 2026 to 26 November 2026 · Salary: Starting basic ₹24,050 in scale · Selection: Online examination by IBPS · Location: UT of J&K (Zone initially allotted)
Jammu & Kashmir Bank Ltd. invites online applications from residents of the Union Territory of J&K for 1033 Banking Associate posts. The official notice PDF (Notification No. JKB/HR/Rectt/2026-493, dated 07 November 2026) sets the rules. Only UT of J&K domiciles are eligible. Selection rests on the aggregate score in a single online examination conducted by IBPS; no interview is mentioned.
J&K Bank Banking Associate Bharti 2026 covers 1033 posts in the UT of J&K. Selected candidates must remain in the Zone first allotted to them for a minimum of five years, with no transfer outside that Zone before the period ends. Apprentices who completed training with the Bank and are J&K domiciles get an extra one year of age relaxation plus marks equal to 2.5% of the maximum marks in the online examination. Not to be confused with the separate Banking Associate advertisement for the UT of Ladakh (21 posts) or the Probationary Officer advertisements (J&K and Ladakh), all closing on the same date.
Applications are open on the J&K Bank Careers page from 07 November 2026 to 26 November 2026. Registration is complete only when the fee is paid online.
⚠️ Application Alerts: check these before you submit the form.
- Only domiciles of the UT of J&K may apply; a domicile certificate will be required at verification.
- Selected candidates must serve at least five years in the Zone initially allotted; no transfer outside that Zone is permitted before then.
- Apprentices who completed training with J&K Bank get +1 year age relaxation and +2.5% of maximum marks in the online exam.
- No change of category is allowed after online registration.
📋 Official Source Chain: where the facts in this article were confirmed.
- Official notice: Detailed Notification No. JKB/HR/Rectt/2026-493, dated 07 November 2026 — J&K Bank Banking Associate UT of J&K Notice 2026 (PDF)
- Official application route: Online through the Careers tab on jkb.bank.in
- Official updates page: J&K Bank Careers
- Last checked: 13 November 2026, 11:33 AM IST
On this page
Also Read: J&K Bank Probationary Officer Recruitment 2026 – Apply Online for 323 Posts (UT of J&K Domicile)
Who Should Apply? (Quick Eligibility Check)
- Graduate in any discipline from a university recognised by the Government of India (or equivalent) and domicile of the UT of J&K → Banking Associate (1033 seats).
This is a quick route finder — check the detailed eligibility below before applying.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 07 November 2026 |
| Application Start | 07 November 2026 |
| Last Date to Apply | 26 November 2026 |
| Last Date for Fee Payment | 26 November 2026 |
| Admit Card / Call Letter | Shall be notified separately |
| Online Examination Date | Shall be notified separately |
Quick Overview – J&K Bank Banking Associate Recruitment 2026
- Organisation: Jammu & Kashmir Bank Ltd. (J&K Bank)
- Sector: Public Sector Bank
- Recruitment / Exam Name: Recruitment of Banking Associates – UT of J&K
- Notification / Advertisement No.: JKB/HR/Rectt/2026-493
- Post(s): Banking Associate
- Total Vacancies: 1033
- Job Location: Branch/Office(s) of the Zone initially allotted in UT of J&K
- Job Type / Nature: Public Sector Bank · Regular (probation 6 months)
- Salary: Starting basic ₹24,050 in the scale of 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480 & other perks
- Apply Between: 07 November 2026 and 26 November 2026
- Apply Online: J&K Bank Careers – Apply Online (open)
- Notification PDF: J&K Bank Banking Associate UT of J&K Notice 2026 (PDF)
- Official Portal: J&K Bank Careers
What Posts Are Available? – J&K Bank Banking Associate Vacancy 2026
1033 Banking Associate posts are open only to domiciles of the UT of J&K. Reservation follows the UT of J&K Reservation Rules, 2005 (as amended, including S.O. 176 dated 15 March 2024).
| Post Name | Vacancies | Age Limit (UR) | Salary |
|---|---|---|---|
| Banking Associate | 1033 | 20–30 years (as on 01 January 2026) | Starting basic ₹24,050 |
Category-wise Vacancies
No category-wise numerical breakup is printed; only percentage reservation is given.
| Category | Reservation | Age Relaxation |
|---|---|---|
| Scheduled Castes | 8% | 5 years |
| Scheduled Tribes | 20% | 5 years |
| Other Backward Classes | 8% | 3 years |
| Residents of ALC/IB | 4% | 3 years |
| Residents of Backwards Areas | 10% | 3 years |
| Economically Weaker Sections | 10% | Nil |
| Ex-Servicemen (horizontal) | 6% | To the extent of service + 3 years (max 48 years) |
| Persons with Disabilities (horizontal) | 4% | 10 years |
PwBD sub-allocation (as per RPwD Act, 2016): Blindness/low vision 1%, Deaf/hard of hearing 1%, Locomotor disability 1%, Autism/intellectual disability/SLD/mental illness 1%, Multiple disabilities 1%.
Who Is Eligible for J&K Bank Banking Associate 2026? – Education, Age & Domicile
Nationality, Domicile & Basic Requirements
- Nationality: Not specified beyond domicile.
- Domicile / local condition: Only domiciles of the UT of J&K. Selected candidates must submit the domicile certificate issued by the competent authority.
Educational Qualification
- Banking Associate: Graduate in any discipline from a university recognised by the Government of India, or any other equivalent qualification recognised as such by the Central Government/UGC, as on the last date of registration. Valid marks sheet/degree certificate required; indicate percentage of marks in Graduation while registering.
- Qualification must be held by the last date of registration (26 November 2026).
- Need to convert CGPA? Use our CGPA to Percentage Calculator. This calculator gives an indicative estimate; the official method in the notification prevails.
What Is the Age Limit? (as on 01 January 2026)
| Category | Minimum Age | Maximum Age | Relaxation |
|---|---|---|---|
| UR / EWS | 20 years | 30 years | — |
| SC / ST | 20 years | 35 years | 5 years |
| OBC / ALC-IB / RBA | 20 years | 33 years | 3 years |
| PwBD | 20 years | 40 years | 10 years |
| Ex-Servicemen | 20 years | 48 years (max) | Service rendered + 3 years |
| J&K Bank Apprentices (completed) | 20 years | +1 year extra | Additional 1 year (on top of category relaxation) |
A candidate must have been born not earlier than 01 January 1996 and not later than 01 January 2006 (both dates inclusive) for the unreserved limit. Cumulative relaxation is allowed for SC/ST/SEBC with PwBD.
Examples:
- ✅ A 29-year-old UR candidate born on 1 January 1997 — eligible (as on 01 January 2026).
- ❌ A 31-year-old UR candidate born on 1 January 1995 — not eligible (one full year over the limit).
Use our Age Eligibility Calculator to check instantly.
Reservation & PwBD Suitability
- Reservation: As per Union Territory of Jammu & Kashmir Reservation Rules, 2005, as amended (S.O. 176 dated 15 March 2024). Vertical: SC 8%, ST 20%, OBC 8%, ALC/IB 4%, RBA 10%, EWS 10%. Horizontal: ESM 6%, PwBD 4%. Own-merit reserved-category candidates are treated as General if they qualify on merit; original category remains unchanged. EWS unfilled vacancies are filled as per rules.
- PwBD: Suitable for Visual Impairment, Hearing Impairment, Locomotor Disability, Intellectual Disability and Multiple Disabilities as defined. Benchmark disability not less than 40%. Scribe allowed under prescribed guidelines (candidate arranges own scribe at own cost; qualification of scribe one step below; compensatory time 20 minutes per hour). Certificate from competent authority required; subject to verification.
What Is the Banking Associate Salary? – Pay Scale & Benefits
Presently, the starting Basic Pay is ₹24,050 in the scale of 24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680-64480 & other perks applicable to the Banking Associate Cadre.
Use our Bank Salary Calculator for an indicative in-hand figure. This calculator gives an indicative estimate; the official method in the notification prevails.
What Is the Application Fee?
| Category | Application Fee | Other Printed Charges | Total |
|---|---|---|---|
| SC/ST/SEBC/PwBD/ESM | ₹600 (excluding GST) | Bank transaction charges | ₹600 + GST + charges |
| All others | ₹800 (excluding GST) | Bank transaction charges | ₹800 + GST + charges |
Payment mode: Online (Debit Cards, Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets). Fee non-refundable. Registration is completed only on successful payment.
How to Apply for J&K Bank Banking Associate 2026?
The J&K Bank Banking Associate online form 2026 is filled at jkb.bank.in from 07 November 2026 to 26 November 2026.
- Open the J&K Bank Careers – Apply Online (open).
- Click “APPLY ONLINE”, choose New Registration, enter name, contact and email; note the Provisional Registration Number and Password.
- Fill the form carefully (no category change later). Use Save and Next to verify.
- Upload photograph (4.5 cm × 3.5 cm, 20–50 kb), signature (black ink, not capitals, 10–20 kb), left thumb impression and handwritten declaration in English (“I, _______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”). Live photo capture is also required.
- Pay the fee online.
- Submit and take a printout of the e-receipt and application form.
Photo or signature over the limit? Use our Photo and Signature Resizer to match the printed size and format.
Common Mistakes to Avoid
- Uploading signature in CAPITAL LETTERS (not accepted).
- Failing to upload a clear left thumb impression or handwritten declaration (application may be rejected).
- Not matching name exactly on call letter and photo ID.
- Waiting until the last day (heavy load possible; Bank not responsible).
What Can Get Your Application Rejected?
| Rule | What the notice says | Clause |
|---|---|---|
| Material misrepresentation or conviction involving moral turpitude | Appointing authority may reject/cancel | Point 6 (p1) |
| Category change after registration | No change permitted; result processed on registered category | IV (p4) |
| Signature mismatch | Disqualified if signature on attendance/call letter does not match uploaded | Scanning guidelines (p15) |
| Unclear/smudged photo, signature, thumb or declaration | Application may be rejected | Note (p15–16) |
| Multiple applications | Only the latest valid one is retained; other fees forfeited | General instructions (p19) |
| Multiple attendance in exam | Summarily rejected / candidature cancelled | General instructions (p19) |
| Canvassing | Disqualification | General instructions (p19) |
| Failure to produce documents at joining | Not permitted to join | Documents at joining (p17–18) |
| Handwriting dissimilar on expert analysis | Candidature cancelled | General instructions (p20) |
| Unfair means, impersonation, response similarity | Disqualified, debarred or service terminated | Section M (p21) |
जेएंडके बैंक बैंकिंग एसोसिएट भर्ती 2026 – 1033 पद
जम्मू एंड कश्मीर बैंक लिमिटेड ने यूटी ऑफ जम्मू एंड कश्मीर के निवासियों के लिए 1033 बैंकिंग एसोसिएट पदों पर भर्ती निकाली है। अंतिम तिथि 26 नवंबर 2026 है। चयन आईबीपीएस द्वारा आयोजित ऑनलाइन परीक्षा के आधार पर होगा।
अंतिम तिथि कब है?
ऑनलाइन आवेदन और शुल्क भुगतान 07 नवंबर 2026 से 26 नवंबर 2026 तक है।
कौन आवेदन कर सकता है?
केवल यूटी ऑफ जम्मू एंड कश्मीर के अधिवासी। किसी भी विषय में ग्रेजुएट होना जरूरी है। उम्र 01 जनवरी 2026 को 20 से 30 वर्ष।
आवेदन कैसे करें?
jkb.bank.in पर करियर टैब से ऑनलाइन आवेदन करें। फोटो, सिग्नेचर, थंब इम्प्रेशन और घोषणा अपलोड करें तथा शुल्क भरें।
वेतन और चयन कैसे होगा?
शुरुआती बेसिक वेतन ₹24,050 है। चयन केवल ऑनलाइन परीक्षा के कुल स्कोर के आधार पर होगा। प्रोबेशन 6 महीने और ₹1 लाख का बॉन्ड।
अधिक जानकारी के लिए आधिकारिक वेबसाइट jkb.bank.in देखें।
How Are Candidates Selected?
- Online examination conducted by IBPS (single stage).
- Shortlisting and provisional selection on the basis of aggregate score in the online examination, subject to reservation rules and fulfilment of all other parameters.
- Document verification and identity verification before provisional appointment.
- Medical fitness (except as defined for PwD).
Tie-break (as printed): In the event of two or more candidates having the same score, the candidate senior in age is placed before/above the junior.
What Is the Exam Pattern?
| Paper / Section | Questions | Marks | Duration | Nature |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 Minutes | Separately timed |
| Quantitative Aptitude | 35 | 30 | 20 Minutes | Separately timed |
| Reasoning Ability | 35 | 40 | 20 Minutes | Separately timed |
| Total | 100 | 100 | 60 Minutes | — |
Negative marking: For each wrong answer, one-fourth of the marks assigned to that question will be deducted. No penalty for blank questions.
Candidates must qualify in each of the three tests by securing cut-off marks decided by IBPS in concurrence with the Bank. Minimum aggregate qualifying marks: 40% for General and 35% for reserved category candidates, subject to overall merit.
Where Is the Exam Held?
Candidates must give a choice of six centres, of which at least three must be outside J&K-UT. Any centre other than those opted may be allotted. No request for change of centre/venue/date/session will be entertained.
| State / UT | Exam Centres (every city printed) |
|---|---|
| Within J&K-UT | Pulwama, Jammu, Srinagar, Baramulla, Samba |
| Outside J&K-UT | Delhi NCR, Patiala, Mohali, Phagwara, Amritsar, Pathankot, Jalandhar, Bengaluru, Ludhiana; others if needed arise |
The SahisarkariJobs.in Analyst's Take – Is This Banking Associate for You?
This is a pure online-exam recruitment for 1033 clerical-cadre posts restricted to J&K domiciles. The single 100-mark IBPS paper decides everything; 1033 posts at the printed minimum qualifying percentages still leave a competitive field, and the five-year Zone lock means you stay where the Bank first posts you. Apprentices who finished training with the Bank gain both an extra year of age and 2.5 marks on a 100-mark paper.
Best fit: J&K domiciles who are graduates, ready for a bank clerical role, and willing to stay in one Zone for five years.
Also Read: JKSSB Recruitment 2026 – Apply Online for 127 Junior Engineer (Mechanical) Posts (UT Cadre)
Skip if you are not a domicile of the UT of J&K or if you need immediate transfer flexibility.
Practical tip: Keep your email and mobile active till the end of the process; call letters and updates arrive only there and on the Careers tab.
What Documents Are Required?
At Application
- Photograph, signature, left thumb impression and handwritten declaration (as specified).
- 10th Certificate (Marksheet/Passing Certificate).
- Graduation Certificate (Degree/Consolidated Marksheet).
- Apprenticeship Completion Certificate, if applicable.
- Ex-Servicemen Certificate, if applicable.
- Certificate/s of Disability as per Form-I, II and III (as applicable).
- Certificate regarding physical limitation to write as per Appendix I, if applicable.
At Document Verification / Joining
- Valid system-generated printout of the online application.
- Proof of Date of Birth (Birth Certificate or SSLC/Std. X with DOB).
- Photo Identity Proof (as listed in the notice).
- Mark sheets and certificates for Graduation; document confirming result declared on the last date of registration.
- Caste and other reserved-category certificates.
- Income and Asset Certificate for EWS (valid for 2026-2027).
- PCP/Disability certificate for PwBD.
- Scribe details if used.
- Ex-servicemen: Service/Discharge book, pension payment order, rank proof; still-serving candidates need a relieving certificate at registration (failure leads to immediate disqualification).
- NOC from employer if serving in Government/Quasi-Govt./PSU.
⚠️ Document Alert Specific to This Recruitment
- EWS certificate must be valid for the year 2026-2027.
- Handwritten declaration must be in the candidate’s own handwriting in English only.
- Photo and signature must remain consistent across stages; change of appearance can lead to disqualification.
What Are the Service Conditions?
- Selected candidates shall mandatorily remain posted within the Branch/Office(s) of the Zone initially allotted for a minimum period of 5 years. No transfer outside the initially allotted Zone is permitted before completion of five years.
- Newly appointed Banking Associates shall be initially on probation for a period of 6 months. Probation may be extended by not more than three months; failure to improve leads to termination.
- At the time of joining, candidates must execute a Bond for a value of ₹1 lakh to serve the Bank for a minimum period of six months. The Bond is invoked if the candidate resigns before six months from the date of joining.
- Joining time is capped at 45 days.
- Appointment is subject to being declared medically fit (except for Persons with Disabilities as defined).
- A reserve list of up to 50% of the vacancies under each category shall be drawn, valid for one year from the date of publication of the selection list or until the next recruitment notification, whichever is earlier.
What Happens After Selection?
- Provisional selection on the basis of online examination score.
- Document verification and identity verification.
- Medical examination (fitness certificate required).
- Execution of bond and joining within the capped period.
- Six-month probation begins.
✅ Confirmed: Online exam score decides shortlisting/provisional selection; document verification and medical fitness follow.
❓ Not specified: Exact training content or pension scheme details beyond the printed scale and perks.
How Do Answer Keys & Objections Work?
The notice does not print rules for answer keys or objections. Future instructions will appear on the official website.
General Instructions & Important Rules
- Candidates should satisfy themselves about eligibility; the Bank admits to the test on the basis of information furnished and later verifies.
- Not more than one application should be submitted; only the latest valid is retained.
- Online applications, once registered, cannot be withdrawn and fees are not refunded.
- Notifications are sent by email and/or SMS to the registered contact; candidates must keep these active and watch jkb.bank.in.
- The Bank reserves the right to change criteria, method of selection or cancel the process.
- Any legal proceedings can be instituted only in J&K.
- Providing Aadhaar number is optional.
Contact & Helpline
The 07 November 2026 advertisement does not print a recruitment helpline or email. Check the J&K Bank Careers page for updates.
⚠️ Contact details are from the official notification/website. Verify before contacting. Never pay money to anyone offering job assistance. Report fraud at cybercrime.gov.in.
Important Links – J&K Bank Banking Associate Notification 2026
| Description | Link |
|---|---|
| Apply Online | J&K Bank Careers – Apply Online (open) |
| Notification PDF | J&K Bank Banking Associate UT of J&K Notice 2026 (PDF) |
| Official Recruitment Page | J&K Bank Careers |
FAQs – J&K Bank Banking Associate 2026
What is the last date to apply for J&K Bank Banking Associate 2026?
26 November 2026. Online registration and fee payment run from 07 November 2026 to 26 November 2026. No extension has been announced as of 13 November 2026.
What is the age limit for J&K Bank Banking Associate?
20 to 30 years as on 01 January 2026 for unreserved candidates. Age is calculated as of 01 January 2026. Category relaxations apply as printed (SC/ST 5 years, OBC/ALC/RBA 3 years, PwBD 10 years, ESM as per service + 3 years, apprentices extra 1 year).
When is the J&K Bank Banking Associate exam date in 2026?
Not announced yet; J&K Bank will publish it on the Careers page. Selection is through a single online examination by IBPS.
What is the Banking Associate salary in J&K Bank 2026?
Starting basic pay ₹24,050 in the scale 24050-1340/3-…-64480 & other perks applicable to the Banking Associate Cadre.
Can final-year students apply for this recruitment?
The notice requires a valid marks sheet/degree certificate showing the candidate is a graduate as on the last date of registration. Final-year students whose result is not declared by 26 November 2026 are not eligible.
Is this Banking Associate post a permanent government job?
The notice places newly appointed Banking Associates on probation for six months (extendable by up to three months) and requires a ₹1 lakh bond for six months’ service. It does not use the word “permanent.”
Can candidates from outside J&K apply?
No. Only domiciles of the UT of J&K are eligible.
Where will selected candidates be posted?
Within the Branch/Office(s) of the Zone initially allotted. They must remain there for a minimum of five years; no transfer outside that Zone is permitted before the period ends.
What is the official website for J&K Bank recruitment?
Do J&K Bank apprentices get any extra benefit?
Yes. Those who completed an apprenticeship with the Bank and are J&K domiciles get an additional one year of age relaxation and marks equal to 2.5% of the maximum marks in the online examination.
Before You Apply: Quick Self-Check
- You meet the age condition as on 01 January 2026 and qualify by 26 November 2026.
- You meet the condition that decides this recruitment: domicile in the UT of J&K.
- You can produce all documents and certificates required in the notice at verification.
- You are ready for the selection stage that applies to your post: online examination by IBPS.
- You accept the posting terms: a minimum of five years in the initially allotted Zone, with no transfer outside before then.
📄 Primary source: Detailed Notification No. JKB/HR/Rectt/2026-493, Jammu & Kashmir Bank Ltd., dated 07 November 2026 (linked under Important Links). The recruitment facts above come from that notice; tips and estimates are labelled where they appear.
