J&K Bank Probationary Officer Recruitment 2026 – Apply Online for 323 Posts (UT of J&K Domicile)

Jammu & Kashmir Bank Ltd. invites online applications from domiciles of the Union Territory of Jammu & Kashmir for 323 posts of Probationary Officer. The official notice PDF (Notification No. JKB/HR/Rectt/2026-492 dated 07 November 2026) sets the registration window from 07 November 2026 to 26 November 2026. Online examinations will be conducted by IBPS.

J&K Bank Probationary Officer Bharti 2026 covers 323 posts in the UT of J&K. Selected candidates must remain posted within the initially allotted Zone for a minimum of five years, with no transfer outside that Zone permitted before completion of the period. The bank is a public sector bank, and the posts carry a two-year probation with confirmation subject to satisfactory performance and an evaluation examination.

Applications are filled online only through the Careers tab on the bank’s website. Candidates must hold a valid domicile certificate of the UT of J&K and be graduates in any discipline from a university recognised by the Government of India or UGC as on the last date of registration.

⚠️ Application Alerts: check these before you submit the form.

• Only domiciles of the UT of J&K are eligible. You must possess a valid domicile certificate issued by the competent authority.
• Age is calculated as of 01 January 2026. You must have been born not earlier than 01 January 1996 and not later than 01 January 2006 (both dates inclusive), subject to printed relaxations.
• A valid reserved-category certificate must be held on the date of online registration. No change of category is permitted after registration.
• Selected candidates must serve a minimum of five years in the initially allotted Zone. The bank will not permit transfer outside that Zone before the five-year period ends.
• Registration is complete only when the fee is successfully deposited online. Non-generation of the e-receipt means payment failure.

📋 Official Source Chain: where the facts in this article were confirmed.

• Official notice: Notification No. JKB/HR/Rectt/2026-492, dated 07 November 2026 — J&K Bank Probationary Officer Detailed Notification 2026 (PDF)
• Official application route: Online only via the Careers tab on jkb.bank.in (IBPS registration link)
• Official updates page: J&K Bank Careers
• Last checked: 09 November 2026, 01:25 PM IST

Also Read: JKSSB Recruitment 2026 – Apply Online for 127 Junior Engineer (Mechanical) Posts (UT Cadre)

Who Should Apply? (Quick Eligibility Check)

• Graduate in any discipline from a university recognised by the Government of India or possessing an equivalent qualification recognised by the Central Government/UGC, as on the last date of registration → Probationary Officer – 323 posts (domicile of UT of J&K required).

This is a quick route finder — check the detailed eligibility below before applying.

Important Dates

Quick Overview – J&K Bank Probationary Officer Recruitment 2026

• Organisation: Jammu & Kashmir Bank Ltd. (J&K Bank)
• Sector: Public Sector Bank
• Recruitment / Exam Name: Recruitment of Probationary Officers – UT of J&K
• Notification / Advertisement No.: JKB/HR/Rectt/2026-492
• Post(s): Probationary Officer
• Total Vacancies: 323
• Job Location: UT of J&K (initially allotted Zone for a minimum of 5 years)
• Job Type / Nature: Public Sector Bank · Regular (Probationary Officer)
• Salary: Starting Basic Pay ₹48,480 in the scale 48480-2000/7-62480-2340/2-67160-2680/7-85920 (Junior Management Grade Scale-I) & other perks applicable
• Apply Between: 07 November 2026 to 26 November 2026
• Apply Online: J&K Bank PO Apply Online 2026 (open)
• Notification PDF: J&K Bank Probationary Officer Detailed Notification 2026 (PDF)
• Official Portal: J&K Bank Careers

What Posts Are Available? – J&K Bank Probationary Officer Vacancy 2026

The notice advertises a single post of Probationary Officer with 323 vacancies for the UT of J&K. No further breakdown by category, zone or unit is printed beyond the reservation percentages under the UT of J&K Reservation Rules, 2005.

No category-wise reservation breakup is printed in the advertisement.

Who Is Eligible for J&K Bank Probationary Officer 2026? – Education, Age & Domicile

Nationality, Domicile & Basic Requirements

• Nationality: Not specified beyond the domicile condition.
• Domicile / local condition: Only the domiciles of the UT of J&K shall be eligible to apply. Selected candidates will have to submit the domicile certificate of the UT of J&K issued by the competent authority.

Educational Qualification

• Probationary Officer: Graduate in any discipline from a university recognised by the Government of India or possessing any other equivalent qualification recognised by the Central Government/UGC, as on the last date of registration as per this notification. The candidate must possess a valid marks sheet/degree certificate that he/she is a graduate as on the last date of registration and indicate the percentage of marks obtained in Graduation while registering online.
• Qualification must be held by: As on the last date of registration (26 November 2026).
• Percentage calculation: The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by the aggregate maximum marks (in all the subjects irrespective of honours / optional/additional optional subject, if any) multiplied by 100. The fractional percentage so arrived at will be ignored, i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%. Where CGPA/OGPA is awarded, convert to percentage as per university norms and produce the conversion certificate.

What Is the Age Limit? (as on 01 January 2026)

Relaxation in the upper age limit for SC/ST/SEBC candidates is allowed on a cumulative basis with one of the remaining categories for which age relaxation is permitted (including PwBD). The maximum age limit specified applies to General Category and EWS candidates.

Examples:

• ✅ A 29-year-old UR candidate born on 1 January 1997 — eligible (as on 01 January 2026).
• ❌ A 31-year-old UR candidate born on 1 January 1995 — not eligible (one full year over the limit).

Use our Age Eligibility Calculator to check instantly.

Reservation & PwBD Suitability

• Reservation: As per Union Territory of Jammu & Kashmir Reservation Rules, 2005, as amended from time to time (S.O. 176 dated 15 March 2024). SC 8%, ST 20% (10% + 10% as listed), SEBC (OBC 8%, ALC/IB 4%, Residents of Backwards Areas 10%), EWS 10%, PwBD 4% horizontal. Own-merit reserved-category candidates selected under General are not adjusted against reserved posts. Unfilled EWS vacancies are filled as per rules. A valid reserved category certificate is required on the date of online registration.
• PwBD: 4% horizontal reservation under Section 34 of the Rights of Persons with Disabilities Act, 2016. Categories: Blindness or low vision 1%, Deaf and Hard of hearing 1%, Locomotor disability (including Cerebral Palsy, Leprosy Cured, Dwarfism, Acid attack victims, muscular dystrophy) 1%, Autism/intellectual disability/specific learning disability/mental illness 1%, Multiple disabilities 1%. Post identified as suitable for these categories as per guidelines. Benchmark disability means not less than 40% of a specified disability. Scribe, compensatory time and related rules apply as printed.

What Is the Probationary Officer Salary? – Pay Scale & Benefits

Presently, the starting Basic Pay is ₹48,480 in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 & other perks applicable to Junior Management Grade Scale-I.

Use our Bank Salary Calculator for an indicative in-hand figure. This calculator gives an indicative estimate; the official method in the notification prevails.

What Is the Application Fee?

Payment mode: Online only (Debit Cards RuPay/Visa/MasterCard/Maestro, Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets) from 07 November 2026 to 26 November 2026. Wait for server intimation; do not press back or refresh. Non-generation of e-Receipt indicates payment failure.

How to Apply for J&K Bank Probationary Officer 2026?

The J&K Bank Probationary Officer online form 2026 is available at the Careers tab on jkb.bank.in from 07 November 2026 to 26 November 2026.

1. Open the J&K Bank Careers page and click the Apply Online option for the relevant notification (open).
2. Choose “Click here for New Registration”, enter name, contact details and email ID. Note the Provisional Registration Number and Password sent by email and SMS.
3. Fill the form carefully. Use “Save & Next” to verify. No changes are possible after clicking Complete Registration. Name must match certificates exactly.
4. Upload a photograph (4.5 cm × 3.5 cm, 20–50 kb, 200×230 pixels preferred), signature (black ink, 10–20 kb, 140×60 pixels preferred), left thumb impression (20–50 kb, 240×240 pixels) and handwritten declaration (English only, 50–100 kb, 800×400 pixels). Live photo capture via webcam or mobile is also required.
5. Pay the fee online through the integrated gateway.
6. Submit and take a printout of the e-Receipt and system-generated application form containing fee details.

Photo or signature over the limit? Use our Photo and Signature Resizer to match the printed size and format.

Common Mistakes to Avoid

• Uploading a signature in capital letters or a handwritten declaration not in the candidate’s own handwriting in English.
• Failing to capture and upload the live photograph in addition to the scanned passport-style photo.
• Not waiting for the server intimation after fee payment, leading to double charge or failed transaction without e-Receipt.
• Indicating percentage marks without converting CGPA correctly or without the university conversion certificate.
• Applying without a valid personal email ID and mobile number that will remain active throughout the process.

What Can Get Your Application Rejected?

J&K Bank PO भर्ती 2026 – 323 पद

जम्मू एंड कश्मीर बैंक लिमिटेड ने यूटी जम्मू और कश्मीर के डोमिसाइल अभ्यर्थियों के लिए 323 प्रोबेशनरी ऑफिसर पदों पर भर्ती निकाली है। ऑनलाइन आवेदन 07 नवंबर 2026 से 26 नवंबर 2026 तक भरे जा सकते हैं। परीक्षा IBPS द्वारा आयोजित होगी।

अंतिम तिथि कब है?
26 नवंबर 2026। आवेदन और शुल्क दोनों इसी तारीख तक जमा करने हैं।

कौन आवेदन कर सकता है?
केवल यूटी जम्मू और कश्मीर के डोमिसाइल अभ्यर्थी। स्नातक डिग्री किसी भी विषय में मान्यता प्राप्त विश्वविद्यालय से होनी चाहिए। उम्र 01 जनवरी 2026 को 20 से 30 वर्ष (आरक्षित वर्गों को छूट)।

आवेदन कैसे करें?
jkb.bank.in की Careers टैब पर जाकर ऑनलाइन फॉर्म भरें। फोटो, सिग्नेचर, अंगूठे का निशान और हस्तलिखित घोषणा अपलोड करें। शुल्क ऑनलाइन जमा करें।

वेतन और चयन कैसे होगा?
शुरुआती बेसिक वेतन ₹48,480 (JMGS-I स्केल)। चयन: प्रीलिम्स (10 गुना शॉर्टलिस्ट), मेन्स (3 गुना), इंटरव्यू (80:20 वजन)। पांच साल तक allotted Zone में पोस्टिंग अनिवार्य।

आधिकारिक वेबसाइट: jkb.bank.in

How Are Candidates Selected?

1. Online Preliminary Examination (conducted by IBPS). Candidates must qualify each of the three tests. Minimum aggregate qualifying marks: 40% for General Category and 35% for reserved category candidates, subject to overall merit. Shortlisted candidates (10 times the number of vacancies under each category) appear for Mains.
2. Online Mains Examination (Objective + Descriptive). Minimum score in each test and minimum total score required. Minimum aggregate qualifying marks: 40% General / 35% reserved, subject to overall merit. Only Mains scores are considered for shortlisting for the interview. Shortlisted candidates (3 times the number of vacancies under each category) are called for interview.
3. Interview (100 marks). Minimum qualifying marks: 40% (35% for reserved category). Combined final score on an 80:20 ratio of Online Mains Examination and Interview. Candidates must qualify both stages. Final merit within respective categories.
4. Provisional selection notified on the bank’s website. A reserve list of up to 50% of vacancies under each category may be drawn, valid for 1 year from selection list publication or until next recruitment notification, whichever is earlier.

Tie-break (as printed): Merit order decided as per date of birth (senior in age placed before junior in age).

Negative marking: For each wrong answer in the Objective Tests, one-fourth of the marks assigned to that question will be deducted. No penalty for blank answers.

What Is the Exam Pattern?

Preliminary Examination

Mains Examination (Objective & Descriptive)

For the General/Economy/Banking Awareness paper, revise recent banking and national news with our daily Current Affairs digest.

Where Is the Exam Held?

Candidates must give a choice of six centres, of which at least three must be situated outside J&K-UT. Any centre other than those opted can also be allotted. No request for change of centre shall be entertained. Examination at candidate’s own risk and expenses.

The SahisarkariJobs.in Analyst's Take – Is This Recruitment for You?

With 323 posts, shortlisting at 10 times vacancies for Mains means roughly 3,230 candidates called to Mains and about 969 to interview at the 3× ratio. The final score weights Mains at 80% and interview at 20%, so strong performance in the objective and descriptive papers carries most of the outcome. The five-year mandatory posting in the initially allotted Zone is a hard condition, with no transfer outside the Zone permitted on any ground before that period ends.

Best fit: Graduates domiciled in the UT of J&K who are prepared for a multi-stage IBPS-conducted examination and a five-year Zone posting.

Skip if you do not hold a valid UT of J&K domicile certificate or if a fixed Zone posting for five years is not acceptable.

Also Read: MBSPSU Patiala Recruitment 2026 – Apply Online for 122 Teaching, Non-Teaching & Other Posts (status not stated; may be contractual)

Practical tip: Convert any CGPA to percentage exactly as per your university norms before registration and keep the conversion certificate ready, because the notice treats fractions strictly (59.99% counts as less than 60%).

What Documents Are Required?

At Application

• Scanned photograph (4.5 cm × 3.5 cm, 20–50 kb)
• Signature (black ink, 10–20 kb)
• Left thumb impression (20–50 kb)
• Handwritten declaration in English in candidate’s own handwriting (50–100 kb)
• Live photograph capture
• 10th Certificate
• Graduation Certificate (Degree/Consolidated Marksheet)
• Certificate/s of Disability (Form-I, II, III as applicable)
• Certificate regarding physical limitation to write (Appendix I) if applicable
• Apprenticeship Completion Certificate if applicable
• Ex-Servicemen Certificate if applicable

At Document Verification / Joining

• Printout of valid Interview Call Letter
• Valid system-generated printout of the online application
• Proof of Date of Birth
• Photo ID proof
• Mark sheets and certificates for Graduation
• Caste and other reserved category Certificate
• Income and Asset Certificate for EWS
• PCP/Disability certificate
• Scribe details form, if used
• No Objection Certificate from employer (for serving candidates in Government/quasi-Government/PSUs)
• Experience certificates, if any
• Self-declaration of character and antecedents
• Domicile certificate of UT of J&K

⚠️ Document Alert Specific to This Recruitment

• Handwritten declaration must be in the candidate’s own handwriting in English only; otherwise, the application is invalid.
• Reserved-category certificate must be valid on the exact date of online registration.
• Serving candidates need a full No Objection Certificate, not one issued only for appearing in the interview.

What Are the Service Conditions?

• Selected candidates shall mandatorily remain posted within the Branch/Office(s) of the Zone initially allotted to them for a minimum period of 5 years. No transfer outside the initially allotted Zone on any ground shall be permitted before completion of the five years.
• A Probationary Officer shall remain on probation for a period of two (2) years from the date of joining. Confirmation is subject to satisfactory performance and conduct and successful completion of the evaluation examination (qualifying nature, minimum 40% for General and 35% for reserved category).
• Selected candidates must execute a Bond for a value of ₹2.00 lakh to serve the Bank for a minimum period of two years. The Bond is invoked if the candidate resigns before expiry of two years from the date of joining.
• Selected candidates shall join within 45 days from the date of issuance of the provisional appointment letter.
• Appointment is subject to being declared medically fit (except for Persons with Benchmark Disabilities as defined under the applicable rules).

What Happens After Selection?

1. Provisional selection list published on the bank’s website.
2. Document verification and medical examination.
3. Issuance of provisional appointment letter.
4. Joining within 45 days.
5. Probation for two years with annual review and evaluation examination.
6. Confirmation subject to satisfactory performance.

✅ Confirmed: Five-year Zone posting condition, two-year bond of ₹2 lakh, two-year probation with evaluation examination.
❓ Not specified: Exact medical standards beyond fitness certificate requirement.

How Do Answer Keys & Objections Work?

Future instructions will appear on the official website.

General Instructions & Important Rules

• Apply well before the closing date; the bank assumes no responsibility for inability to submit due to website load or other reasons.
• Online applications, once registered, cannot be withdrawn, and the fee once paid is not refunded.
• Multiple attendance or appearances in the online examination will lead to summary rejection.
• Providing Aadhaar number is optional.
• Admission to the examination and subsequent processes is provisional.
• All further announcements will be published only on the bank’s authorised website under the Careers tab. No separate advertisement will be issued.
• The bank reserves the right to cancel or change the process depending upon exigencies or otherwise.
• Legal proceedings can be instituted only in J&K.

Contact & Helpline

The 07 November 2026 advertisement does not print a recruitment helpline or email. Check J&K Bank Careers for updates.

⚠️ Contact details are from the official notification/website. Verify before contacting. Never pay money to anyone offering job assistance. Report fraud at cybercrime.gov.in.

Important Links – J&K Bank Probationary Officer Notification 2026

FAQs – J&K Bank Probationary Officer 2026

What is the last date to apply for J&K Bank Probationary Officer 2026?

26 November 2026. No extension has been announced as of 09 November 2026.

What is the age limit for J&K Bank Probationary Officer?

20 to 30 years as on 01 January 2026 for General/EWS. Relaxations of 5 years for SC/ST, 3 years for SEBC and 10 years for PwBD, with cumulative rules as printed. Age is calculated as on 01 January 2026.

When is the J&K Bank Probationary Officer exam date in 2026?

Not announced yet; J&K Bank will publish it on the Careers page. Selection has three phases: Preliminary examination, Mains examination and Interview.

What is the Probationary Officer salary in J&K Bank 2026?

Starting Basic Pay is ₹48,480 in the scale 48480-2000/7-62480-2340/2-67160-2680/7-85920 (Junior Management Grade Scale-I) and other perks are applicable.

Can final-year students apply for this recruitment?

The candidate must possess a valid marks sheet/degree certificate that he/she is a graduate as on the last date of registration (26 November 2026).

Is this Probationary Officer post a permanent government job?

The posts carry a two-year probation. Confirmation in the services of the Bank is subject to satisfactory performance and conduct during the probation period and successful completion of the evaluation examination.

Can candidates from other states apply?

No — only domiciles of the UT of J&K are eligible.

Where will selected candidates be posted?

Within the Branch/Office(s) of the Zone initially allotted. No transfer outside that Zone is permitted before completion of five years.

What is the official website for J&K Bank recruitment?

J&K Bank Careers

Is there negative marking in the J&K Bank PO exam?

Yes — one-fourth of the marks assigned to the question for each wrong answer in the Objective Tests. No penalty for unanswered questions.

Before You Apply: Quick Self-Check

• You meet the age condition as on 01 January 2026 and hold the graduate qualification by 26 November 2026.
• You meet the condition that decides this recruitment: valid domicile of the UT of J&K.
• You can produce every document and certificate the notice requires at verification.
• You are ready for the selection stage that applies to your post: Prelims, Mains and Interview.
• You accept the posting terms: a minimum of five years in the initially allotted Zone with no outside transfer.

📄 Primary source: Notification No. JKB/HR/Rectt/2026-492, Jammu & Kashmir Bank Ltd., dated 07 November 2026 (linked under Important Links). The recruitment facts above come from that notice; tips and estimates are labelled where they appear.