
Vacancies: 750 · Posts: 1 (Apprentice) · Type: Apprenticeship (1-year contract) · Mode: Online · Fee: ₹236 / ₹708 / ₹944 · Apply: 07–20 July 2026 · Stipend: ₹14,000–15,500/month · Selection: Online Exam + Local Language Test · Location: Pan-India (state-wise)
Indian Overseas Bank has opened 750 apprenticeship positions under the Apprentices Act, 1961, for graduates across India. This is a structured one-year training opportunity in a major public sector bank with a strong presence in southern and eastern states.
The recruitment offers practical banking exposure, a monthly stipend of ₹14,000–15,500 depending on posting location, and a certificate upon successful completion. It suits fresh graduates who want bank experience without the pressure of a permanent job selection process right away.
Applications are open from 07 July to 20 July 2026 through the NAPS or NATS portal, followed by the BEEP platform. Candidates must apply for only one state or union territory, preferably their home state.
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Who Should Apply? (Quick Eligibility Check)
- Graduate in any discipline (result declared on or before 31.07.2026) → Apprentice – 750 posts (state-wise allocation)
- NATS-registered graduates (result between 01.03.2022 and 31.07.2026) → Apprentice – part of the 750 posts
- Candidates willing to serve in their preferred state/UT for one year → All 750 posts (apply for only one state)
Note: This is apprenticeship training, not a permanent job. There is no automatic claim for regular employment in IOB after completion.
Important Dates – IOB Apprentice Recruitment 2026
| Event | Date |
|---|---|
| Notification Release Date | 06 July 2026 |
| Online Application Start | 07 July 2026 |
| Last Date to Apply | 20 July 2026 |
| Last Date for Fee Payment | 22 July 2026 |
| Tentative Online Examination | 02 August 2026 |
Quick Overview – IOB Apprentice Recruitment 2026
- Organisation: Indian Overseas Bank (IOB)
- Sector: Banking & Insurance
- Recruitment Name: Engagement of Apprentices under Apprentices Act, 1961 FY 2026-27
- Notification No.: HRDD/APPR/01/2026-27
- Post Name: Apprentice
- Total Vacancies: 750 (provisional, state/UT-wise distribution)
- Job Location: Pan-India – candidates apply for one state/UT (preferably home state)
- Job Type / Nature: Apprenticeship – 1-year contract under Apprentices Act, 1961
- Monthly Stipend: ₹14,000 (Semi-Urban/Rural) to ₹15,500 (Metro)
- Apply Between: 07 July 2026 to 20 July 2026
- Apply Online: Via NAPS (apprenticeshipindia.gov.in) or NATS (nats.education.gov.in) → BEEP portal (beep.bfsissc.com)
- Official Website: www.iob.bank.in
What Posts Are Available? – IOB Apprentice Vacancy 2026
Vacancy Interpretation: All 750 posts are for the single designation “Apprentice”. Vacancies are distributed state/UT-wise with category-wise reservation (SC/ST/OBC/EWS/PwBD) as per government norms. Tamil Nadu has the highest allocation (200), followed by Uttar Pradesh (110) and Maharashtra (85). Candidates can apply for only one state/UT.
| Post Name | Vacancies | Qualification | Stipend / Duration |
|---|---|---|---|
| Apprentice | 750 | Graduate in any discipline | ₹14,000–15,500/month (1 year) |
State/UT-wise Vacancy Distribution (Total 750)
| State/UT | Total Posts |
|---|---|
| Tamil Nadu | 200 |
| Uttar Pradesh | 110 |
| Maharashtra | 85 |
| Delhi | 53 |
| West Bengal | 35 |
| Bihar | 35 |
| Kerala | 33 |
| Punjab | 24 |
| Odisha | 22 |
| Gujarat | 16 |
| Haryana | 16 |
| Rajasthan | 16 |
| Andhra Pradesh | 15 |
| Madhya Pradesh | 12 |
| Puducherry | 12 |
| Chhattisgarh | 10 |
| Jharkhand | 8 |
| Uttarakhand | 8 |
| Karnataka | 6 |
| Telangana | 6 |
| Assam | 4 |
| Chandigarh | 4 |
| Manipur | 4 |
| Jammu & Kashmir | 2 |
| Meghalaya | 2 |
| Mizoram | 2 |
| Nagaland | 1 |
| Sikkim | 1 |
| Tripura | 1 |
| Arunachal Pradesh | 1 |
| Goa | 1 |
| Himachal Pradesh | 1 |
| Andaman & Nicobar Islands | 1 |
| Others (remaining) | Balance |
| Total | 750 |
Category-wise break-up (SC/ST/OBC/EWS/PwBD) follows Government of India reservation rules for each state/UT. Exact numbers are available in the official notification PDF.
What Is the Stipend? – IOB Apprentice 2026
Monthly Stipend (as per notification):
- Metro cities: ₹15,500 per month
- Urban areas: ₹14,500 per month
- Semi-urban / Rural areas: ₹14,000 per month
The stipend includes the Government of India share under the Apprenticeship scheme. The bank pays the remaining portion directly to the apprentice’s bank account. No additional allowances, HRA, or medical benefits are provided. Payment is subject to attendance and conduct rules.
This is a training stipend under the Apprentices Act, 1961 — not a regular salary with DA/HRA or pension benefits.
What Is the Application Fee? – IOB Apprentice 2026
| Category | Fee (incl. 18% GST) |
|---|---|
| SC / ST / PwBD | ₹236 |
| GEN / OBC / EWS (Female) | ₹708 |
| GEN / OBC / EWS (Male) | ₹944 |
Fee is non-refundable and non-adjustable. Payment is online only through the BEEP portal between 07 July and 22 July 2026.
How to Apply? + Common Mistakes – IOB Apprentice 2026
Step-by-step process:
- Register / be already registered on NAPS (apprenticeshipindia.gov.in) or NATS (nats.education.gov.in) and obtain an enrolment number.
- Visit the BEEP portal → https://beep.bfsissc.com (or through IOB careers page).
- Select “Engagement of Apprentices 2026-27 – IOB” and choose only one state/UT.
- Fill the online form, upload required documents, and pay the fee.
- Submit before 20 July 2026 (fee payment allowed till 22 July 2026).
Common Mistakes to Avoid:
- Applying for more than one state/UT (leads to rejection).
- Not having a valid NAPS or NATS enrolment number before applying.
- Missing the local language test preparation (reading, writing, speaking, understanding of the chosen state’s language).
- Uploading unclear or mismatched documents during verification.
- Ignoring the medical fitness and character verification requirements.
Photo & Signature Resizer: Use our Photo & Signature Resizer before uploading.
IOB अप्रेंटिस भर्ती 2026
इंडियन ओवरसीज बैंक ने अप्रेंटिस एक्ट 1961 के तहत 750 अप्रेंटिस पदों की भर्ती निकाली है। यह एक साल की ट्रेनिंग का मौका है जिसमें मेट्रो में ₹15,500, अर्बन में ₹14,500 और सेमी-अर्बन/रूरल में ₹14,000 मासिक स्टाइपेंड मिलेगा।
कौन आवेदन कर सकता है? किसी भी विषय में ग्रेजुएट (31 जुलाई 2026 तक रिजल्ट घोषित) उम्मीदवार आवेदन कर सकते हैं। NATS पोर्टल पर पहले से रजिस्टर्ड उम्मीदवार भी पात्र हैं। उम्मीदवार को केवल एक राज्य या केंद्र शासित प्रदेश चुनना होगा, अधिमानतः अपना गृह राज्य।
आवेदन कैसे करें? NAPS (apprenticeshipindia.gov.in) या NATS (nats.education.gov.in) पर रजिस्ट्रेशन के बाद BEEP पोर्टल (beep.bfsissc.com) पर ऑनलाइन आवेदन करें। आवेदन की अंतिम तिथि 20 जुलाई 2026 है। चयन ऑनलाइन परीक्षा और दस्तावेज सत्यापन के आधार पर होगा।
विस्तृत जानकारी और आधिकारिक नोटिफिकेशन के लिए www.iob.bank.in पर जाएं।
How Are Candidates Selected? – IOB Apprentice 2026
Selection Process:
- Online Examination (Tentative 02 August 2026): 100 questions, 100 marks, 90 minutes
- General/Financial Awareness – 25 Q / 25 marks
- General English – 25 Q / 25 marks
- Quantitative & Reasoning Aptitude – 25 Q / 25 marks
- Computer / Subject Knowledge – 25 Q / 25 marks 5% relaxation in aggregate marks for SC/ST/OBC/PwBD.
- Test of Local Language (during document verification): Reading, writing, speaking and understanding of the local language of the chosen state/UT. Exempt if the candidate studied the language in 10th or 12th standard.
- Personal Interaction (if decided by the bank)
Final merit list is prepared state-category-wise. Wait-list valid for one year.
Why Does Indian Overseas Bank Matter? – Organisation Overview
Indian Overseas Bank is a public sector bank headquartered in Chennai with a significant network across southern and eastern India. It operates under the Ministry of Finance, Government of India, and focuses on retail banking, MSME lending, and digital services.
Why Candidates Search for IOB Apprentice Jobs
This apprenticeship gives fresh graduates hands-on banking experience in a scheduled commercial bank without the intense competition of regular officer or clerk recruitments. The stipend is competitive for apprenticeship roles, and the one-year certificate adds value to a CV for future banking or finance jobs. However, there is no guarantee of permanent employment in IOB after training — many candidates use it as a stepping stone to other bank exams or private sector roles.
The SahisarkariJobs.in Analyst’s Take – Is This IOB Apprentice Opportunity for You?
This is a solid entry-level opportunity for graduates who want practical banking exposure in a public sector bank. With 750 posts and state-wise allocation, candidates from Tamil Nadu, Uttar Pradesh, and Maharashtra have relatively higher chances.
It suits fresh graduates or those with a short gap after graduation who are willing to commit to one year of training in their chosen state. If you are looking for immediate permanent employment or high starting pay, skip this and focus on IBPS Clerk/PO or SBI Clerk drives instead.
Practical tip: Since there is a local language test at document verification, start revising basic reading and writing skills of your chosen state’s language now. The online exam has a computer/subject knowledge section — brush up on basic banking awareness and MS Office.
Unlike regular IOB recruitments through IBPS, this is a direct bank-driven apprenticeship with simpler eligibility and lower competition intensity.
What Documents Are Required? – IOB Apprentice 2026
At Online Application:
- Recent passport-size photograph
- Signature
- Educational certificates and mark sheets
- NAPS/NATS enrolment number and certificate
- Category certificate (if applicable)
- PwBD certificate (if applicable)
At Document Verification / Joining:
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- All original educational documents + self-attested copies
- Proof of date of birth
- Category / PwBD certificate (original + copy)
- Medical fitness certificate
- Character certificate
- Local language study proof (if claiming exemption)
- Aadhaar / PAN / Bank passbook
Document Alert: Keep your NAPS/NATS enrolment number and certificate ready — without it you cannot apply. Medical fitness and character verification are mandatory before final engagement.
What Are the Apprenticeship Terms & Conditions?
- Duration: 1 year (contractual training under Apprentices Act, 1961)
- Stipend: ₹14,000–15,500 per month (location-based)
- No Permanent Claim: Completion of apprenticeship does not guarantee regular employment in IOB.
- Leave: 12 casual leaves per year (maximum 4 at a time)
- Working Hours: Same as clerical staff of the bank
- Termination: Possible for unauthorised absence, negligence, or misconduct
- Other Benefits: None (no DA, HRA, medical, or pension)
What Happens After Selection? – IOB Apprentice 2026
- Selected candidates receive an engagement letter from IOB.
- Document verification and medical examination at a designated centre.
- Joining at allotted branch/office in the chosen state/UT.
- One-year on-the-job training as per bank’s schedule.
- Assessment and issuance of apprenticeship completion certificate.
- No automatic absorption — candidates may apply for regular posts in IOB or other banks later.
Contact & Helpline – IOB Apprentice Recruitment 2026
- Official Website: www.iob.bank.in (Careers section)
- Apply Portal: https://beep.bfsissc.com
- NAPS Portal: https://www.apprenticeshipindia.gov.in
- NATS Portal: https://nats.education.gov.in
No separate helpline number is mentioned in the notification. All queries should be addressed through the official portals or the bank’s careers page.
Important Links – IOB Apprentice Recruitment 2026
| Description | Link |
|---|---|
| Official Website | www.iob.bank.in |
| Notification PDF | Download IOB Apprentice Notification 2026-27 PDF |
| NAPS Portal | https://www.apprenticeshipindia.gov.in |
| NATS Portal | https://nats.education.gov.in |
| BEEP Apply Portal | https://beep.bfsissc.com |
| BFSI SSC Career Page | https://www.bfsissc.com |
FAQs – IOB Apprentice Recruitment 2026
Q1: What is the last date to apply for IOB Apprentice 2026?
A: 20 July 2026. Fee payment is allowed till 22 July 2026. No extension has been announced.
Q2: What is the age limit for IOB Apprentice Recruitment 2026?
A: 20 to 28 years as on 01.07.2026 for General/EWS candidates. SC/ST get 5 years, OBC 3 years, and PwBD 10 years relaxation. NAPS candidates can be up to 33 years (relaxed).
Q3: Is there a written exam for IOB Apprentice 2026?
A: Yes. There is an online objective exam of 100 marks followed by a local language test at the document verification stage.
Q4: What is the stipend for IOB Apprentice?
A: ₹14,000 per month in semi-urban/rural, ₹14,500 in urban, and ₹15,500 in metro cities. This is a training stipend, not regular salary.
Q5: Can final year students apply for IOB Apprentice 2026?
A: No. Graduation result must be declared on or before 31.07.2026. Result-awaited candidates are not eligible.
Q6: Will I get a permanent job in IOB after completing the apprenticeship?
A: No. This is one-year training under the Apprentices Act. There is no automatic claim for regular employment in the bank.
Q7: Can candidates from other states apply for IOB Apprentice posts?
A: Yes, but you must apply for only one state/UT (preferably your home state). Posting will be in the chosen state/UT.
Q8: Where will I be posted after selection?
A: In the state/UT you chose while applying. You cannot change the state after selection.
Q9: Is an IOB Apprentice worth doing for fresh graduates?
A: Yes, if you want practical banking exposure and a certificate from a public sector bank. It is good for building experience before attempting regular bank exams.
Q10: What happens if I miss the local language test?
A: You will be disqualified. The local language test (reading, writing, speaking, understanding) is mandatory during document verification unless you studied that language in 10th or 12th.
Q11: Can I apply for multiple states in IOB Apprentice recruitment?
A: No. The notification clearly states that candidates should apply for only one state or union territory.
Q12: Is there any bond or service agreement in IOB Apprentice?
A: No service bond is mentioned. However, you must complete the one-year training period as per conduct rules.
Q13: How do I check my IOB Apprentice application status?
A: Log in to the BEEP portal with your registration credentials. Status updates will also be sent to your registered email and mobile number.
Final Checklist – Is This the Right Opportunity for You?
- You are a graduate with results declared or to be declared by 31.07.2026.
- You are ready for one year of contractual training (no permanent job guarantee).
- You can arrange the application fee and all required documents.
- You are willing to serve in your chosen state/UT for the full training period.
- You understand there is an online exam + local language test at the DV stage.
📄 Source: Official notification released by Indian Overseas Bank on 06 July 2026. All details sourced from the official notification PDF (Advt. No. HRDD/APPR/01/2026-27).